About ISC Credit

We have been doing this since 1989.
The fundamentals have not changed.

Fast turnaround. Real people. Borrower data handled with care. That is what ISC was built on, and it is still what we are known for.

Get started today → Call 800-290-2801
1989
Year established
5.0★
Google rating
10,000+
Professionals served
25+
LOS integrations
Our story

Founded on a simple belief.

ISC was founded in 1989 on a belief that credit reporting could be more personal, more responsive, and more dependable.

At the time, the industry was dominated by large, impersonal bureaus. The idea behind ISC was straightforward: mortgage professionals deserve a credit partner who picks up the phone, understands their account and helps keep files moving, not just delivers a report and disappears.

More than three decades later, that is still how we operate. The tools have changed. The belief has not.

1989
Founded in Costa Mesa, CA
Family-owned
Not a roll-up or public company
Mortgage-focused
built for the mortgage industry
The team

The people behind the phone.

When you call ISC, you reach one of these people, not a call center.

Brian Cho, President, ISC Credit
Brian Cho
President
Brian leads ISC with the same standard the company was built on in 1989. He is the reason clients who joined five years ago are still here, and the reason new clients feel taken care of from the first conversation.
Romeo Bui, Director of Sales, ISC Credit
Romeo Bui
Director of Sales
Romeo is usually the first ISC person you talk to. He will ask the right questions, make sure ISC is a genuine fit for your workflow, and handle everything from there.
Teddy Tran, Director of Operations, ISC Credit
Teddy Tran
Director of Operations
Teddy is the reason the turnaround times are what they are. Fast results do not happen by accident, they happen because someone is running a tight operation. That is Teddy.
Client reviews

Don't take our word for it.

ISC has a 5.0-star Google rating with 200+ Google reviews.

★★★★★
Our company has done business with Information Searching Company for over 15 years. The staff is incredibly amazing to work with, very professional and will assist with your credit needs in a timely manner. Best credit company to work with, highly recommended.
Jacqueline Guerra
Lending Key, Inc. · 1 year ago
Google · Google review
Read all 200+ reviews on Google →
Data & compliance

How we handle your data and your clients.

Every credit report ISC accesses is pulled for a specific borrower, for a specific purpose, at the request of an authorized client. Family-owned since 1989. ISC operates as a consumer reporting agency under FCRA and follows GLBA requirements for safeguarding consumer financial information.

Borrower data is sensitive, and we treat it that way. ISC operates with strict access controls, TLS encryption end-to-end, and careful, compliant data handling.

If a borrower has questions about a report accessed through ISC, our Consumer Assistance team handles it directly, Consumer Assistance page or compliance@isccredit.com.

Compliance & security
🏛️
FCRA CompliantFair Credit Reporting Act
🔒
GLBA CompliantGramm-Leach-Bliley Act data privacy
🛡️
Strict access controlsBorrower data limited to authorized users only
📋
Audit Trail LoggingActivity tracked and monitored across report access
🔐
Encrypted data in transitTLS encryption on every report request and response

Ready to see what ISC can do for your pipeline?

Get started today and find out why mortgage professionals have trusted ISC since 1989, or read what clients say when they switch.

Get started today →
800-290-2801 · support@isccredit.com