ISC provides the full range of mortgage credit products on one account, one invoice, and one support team that knows your workflow. From the first soft pull through post-close monitoring, it is all here.
Most lenders juggle several credit and verification vendors. ISC consolidates the products mortgage professionals actually use, so your team makes one call and keeps files moving.
Tri-merge reports with 24-month trended data, ready for Fannie Mae DU and Freddie Mac LP. Classic FICO included, VantageScore 4.0 opt-in available.
Learn more → No score impact 🔍Prequalify borrowers at the earliest stage of the conversation. No hard inquiry, no score impact, instant results. Also known as Soft Pull Plus or Power Profile Plus.
Learn more → Cost-efficient 🎯Start with one bureau, add the rest only when the borrower passes your filters. The cascade stops on frozen bureaus, so you never pay for a pull that cannot complete.
Learn more →Outdated credit information can stall a file. ISC helps submit verified updates to the bureaus for review, with a 24-hour rush available for time-sensitive files.
Learn more → Strategy first 🧮Model potential score outcomes before spending rescore fees, using credit simulation tools. See a projected range before you act.
Learn more → Supplement support 📋Verify or update specific tradeline information so underwriting can move forward. Processed through documented creditor and repository verification by people who know mortgage files.
Learn more →VOI, VOE, SSA-89, Tax Transcripts, flood, criminal, eviction, and liens. The full verification stack on one account, one invoice, one call.
Learn more → Pipeline protection 🔔Know the moment a borrower opens new credit between application and close, before it derails your closing. Satisfies investor pre-close monitoring requirements.
Learn more → Pre-close essential 🔄Re-pulls credit before closing and flags every change since the original pull: new accounts, balances, and inquiries. Satisfies investor refresh requirements.
Learn more →Tell us how your team works and we will help you put together the right account. A real ISC team member will follow up within one business day.
Get started today →