Shifting the cost of the initial credit pull to the borrower protects your bottom line, especially on early-stage applications.
SmartPay allows you to securely generate payment links for borrowers to cover the cost of their credit pull before the report is generated.
SmartPay is ISC’s borrower-paid credit pull feature. It lets you generate a secure payment link so borrowers cover the cost of the initial credit report before it’s ordered — protecting your bottom line on early-stage or uncertain applications.