In-Depth Guide

VantageScore Transition Guide

The FHFA's mandate to transition to new scoring models represents the largest shift in mortgage credit scoring in decades. Our transition brief helps secondary market managers prepare their pipelines.

Navigating the Transition

Understand the timeline, data changes, and underwriting implications of the new bi-merge and tri-merge scoring models.

What's Inside:

  • Comparison of VantageScore 4.0 vs. FICO 10T
  • Trended data weighting differences
  • Guidance on bi-merge two-bureau pull systems

Download the Guide

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